Know your number in 4 minutes

Most people planning a first home are aiming at a guess. The Dream Score replaces the guess with a map: it takes what you tell it about where you are and where you want to buy, and surfaces the down payment assistance programs and employer benefits you may qualify for.

Get your Dream Score

About 4 minutes. No credit pull, no cost, no obligation. Nothing on the other side of the result is a lender handoff.

What you get

  • A shortlist of down payment assistance programs you may qualify for, matched to where and what you want to buy.
  • The employer housing benefits available to you, including match programs many employees never hear about.
  • A clear picture of the gap that remains after everything you can stack, so your home fund has a real target instead of a sticker price.
Example result

Maya, your community's estimated coverage

83%

$20,432 estimated

Estimated for an FHA loan over 12 months, toward a $24,500 goal.

73/100 likelihoodDream Activator

Estimate breakdown

Inner Circle
$5,907
Middle Network
$2,000
DPA Programs
$11,025
Employer Benefit
$1,500

The programs listed below are public down payment assistance programs you may qualify for based on your location. Income limits, purchase price limits, and other eligibility criteria apply. This is not a determination of eligibility. Contact the program administrator or a HUD-approved housing counselor to confirm eligibility.

Dream Campaign Estimate is based on crowdfunding benchmarks and is not a guarantee of fundraising results. This is not a credit product and does not affect your credit score. Dream Fund AI LLC, 971 US Highway 202N, Suite #8307, Branchburg, NJ 08876.

Maya is a sample profile, not a real person. Her result above is real output from the Dream Score engine, run on illustrative inputs so you can see the shape of an answer before you build yours.