About Dreamfund
Turning community into ownership.
Most first-time buyers in America don’t fail because they can’t make a mortgage payment. They fail because they can’t accumulate the down payment. Family wants to help. Friends want to help. Employers and faith communities and mentors all want to help. The system makes that hard. Dreamfund makes it simple, transparent, and documented.
What we do
Dreamfund is a financial-technology platform that helps a buyer raise their down payment from the people in their life and keep a record of each gift. Each contribution is recorded with who gave it, their relationship to the buyer, and a signed no-repayment attestation.
Why now
Median home prices have outpaced wage growth for a decade. The 20% down payment is functionally extinct for new buyers. Federal and state down payment assistance programs reach a fraction of qualified borrowers. Dreamfund exists to help close that gap.
Documented by default
Every gift is recorded with the giver, their relationship to the buyer, and a signed no-repayment attestation.
Transparent for everyone
Buyers, supporters, lenders, and partners all see the same data.
Inclusive by design
Made to work for buyers who don’t have a wealthy family of origin.
Who we work with
Banks, credit unions, mortgage lenders and IMBs, employer benefits teams, real estate agents, DPA grant agencies, and faith-based homeownership programs. Partners, see how Dreamfund integrates with your existing programs.
Who is behind Dreamfund
Dreamfund was founded by Castleigh Johnson, CEO of Dream Fund AI LLC, and is built from Branchburg, New Jersey.
Where to reach us
Press: [email protected]
Partnerships: [email protected]
Everything else: [email protected]
Dream Fund AI LLC, 971 US Highway 202N, Suite #8307, Branchburg, NJ 08876