Now hiring · Advisory
Build the legal foundation for homeownership.
We are working to help a generation of first-time buyers reach the American Dream. We need someone who can help us build a legal foundation solid enough to carry it.
About Dream Fund
At Dream Fund, we are redefining the path to homeownership for first-time buyers. We provide a secure, automated platform that solves the biggest hurdle in real estate: the down payment gap. Our platform helps buyers invite family, friends, and community networks to give toward a down payment, and keeps a record of each gift.
Dreamfund records who gave, their relationship to the buyer, and a signed no-repayment attestation for each gift. We are a fast-moving, AI-driven startup working to widen access to homeownership.
The role
We are seeking a Legal Advisor with banking and regulatory depth to help us build a legal foundation solid enough to carry a platform that first-time homebuyers and their families rely on.
You will work closely with our executive team to review and strengthen the legal and regulatory structure behind a planned bank partnership, our compliance programs, and our partner and vendor agreements.
What you will advise on
- Banking partnership legal structuring. Advising on the legal architecture of a planned bank partnership.
- State money transmission licensing analysis. Assessing licensing exposure and positioning across the states we operate in.
- BSA/AML, KYC, and OFAC program review. Evaluating the legal sufficiency of our anti-money-laundering, know-your-customer, and sanctions-screening programs, and flagging UDAAP risk.
- RESPA, fair lending, and gift-letter documentation. Reviewing our gift-letter documentation against RESPA and fair lending requirements.
- Partner and vendor contracts. Reviewing and negotiating agreements with a future bank partner, vendors, and distribution partners.
- Data privacy. Advising on GLBA and multi-state data privacy obligations as we scale.
What we are looking for
Banking and regulatory depth
A JD with hands-on familiarity across the OCC, FDIC, Federal Reserve, CFPB, and FinCEN.
Drafting and redlining
Hands-on drafting and redlining experience. We need a lawyer who marks up documents, not one who issues opinions only.
Regulatory fluency
Fluency across BSA/AML, UDAAP, and RESPA, and the judgment to spot where they intersect.
Startup-lean mindset
Comfortable operating lean in a pre-launch, seed-stage environment where scope shifts fast.
Compensation
This is an equity-compensated advisory role until the successful close of our current fundraising round, at which point compensation structure will be revisited. In exchange: a ground-floor seat helping build the legal foundation for a startup working to close the racial and generational wealth gap through homeownership.
Apply
Email us your resume, your JD and bar admission status, and a brief summary of banking or regulatory matters you have advised on.
Applications are reviewed on a rolling basis.