Why Realtors Should Know About Down Payment Assistance in 2026
First-time buyers are the largest segment of the market, and the down payment gap is where agents lose them. Agents who know DPA programs close more transactions and earn more referrals.
Stack every source you have
Dreamfund helps buyers combine employer contributions, community gifts, and personal savings into one lender-ready down payment goal. Join the waitlist to be among the first when we open.
Join the waitlistDreamfund is not a bank and does not hold customer funds. Upon launch, each customer's savings will be held in a deposit account opened in the customer's own name at an FDIC-member institution. FDIC deposit insurance applies to deposits at the member bank subject to applicable limits. Dreamfund itself is not FDIC-insured and does not guarantee any savings outcome. This article is for informational purposes only and does not constitute financial, mortgage, tax, or legal advice. Employer-assisted housing program availability, eligibility, and terms vary by employer, lender, and state, and are subject to change. Consult a HUD-approved housing counselor or licensed mortgage professional for guidance specific to your situation.